• Assess your steps to Home Ownership
  • Income
  • Debt Ratio
  • Credit
• Obtaining your Credit Report
• Assess Affordability to Purchase
• Develop Action Plans
• Budget
  • Debt Reduction Counseling
• Mortgage Finance Counseling
• Home Purchase Processs Counseling
• Insurance Counseling
• Post-Purchase Counseling
• Foreclosure Prevention/Survival

 

• Reside in Census Tracts 6 & 9.
•  
  Be a First Time Home Buyer or have not owned a house within the past three years.
• Documented income for the past two years.
• Meet HUD income guidelines.

1. Am I tired of paying rent?
2. Does my rent keep going up?
3. Do I want to obtain the American Dream of Home Ownership?
4. Am I interested in a financial investment?

If you answered yes to any of these questions, you need to contact HCDC.  We would like to hear from you!